B-Compliant Podcast

Mortgage Rules in Transition

This episode dives into the FCA's latest proposals for mortgage regulation reform, exploring flexible lending criteria, later-life borrowing, and the impact of climate change on the mortgage market. Vicky and Rachel unpack key discussion points from DP25/2, with real-world examples and expert insights for advisers, lenders, and compliance professionals.

Cracking Down on Crime and Compliance

This episode dives into the FCA's recent insider trading conviction, discusses the most recent Bank of England's interest rate decision, and unpacks how the FCA's new strategic plan will shape the financial sector.

Retirement Income Advice Shifts and FCA Innovations

In this episode, we unpack the FCA’s review of retirement income advice, with a focus on client data, risk profiling, and sustainable withdrawal strategies. We also look at the new IAAT tool and what’s changing in the regulatory landscape.

Data-Led Supervision, Scam Threats & Finfluencer Fallout

This episode dives into the FCA's new data-led supervisory approach, stricter enforcement transparency, and the latest moves to tackle pension reforms and online scams. Vicky and Rachel break down what advice firms need to know, real risks from scam emails, and global efforts to curb illegal finfluencer activity.

Crypto, Compliance & the Changing Pensions Landscape

This episode unpacks the FCA’s latest efforts in streamlining regulatory data, explores new cryptoasset consultation papers, and reviews looming pension scheme reforms.

Regulatory Shake-Ups and What They Mean for You

Explore the FCA's major overhaul of complaints reporting, recent enforcement actions against Strowz Limited, and updates from the FSCS on levies and protection. Vicky and Rachel break down what these changes mean for firms and clients alike.

Navigating FCA's New Landscape

Explore the FCA's bold moves to simplify insurance rules, tackle cyber threats, and ease research payment regulations. Vicky and Rachel dive deep into these transformative changes impacting the financial world.

Navigating Compliance for Smaller Firms

Explore the FCA's latest findings on smaller asset managers and understand the challenges in consumer risk management and market stability. Vicky Pearce and Rachel MacRae delve into high-risk investment promotions, the new FCA regulatory return, and a simplification of mortgage rules.

AI Live Testing: Innovation in UK Financial Services

Explore the FCA's new AI Live Testing initiative, its implications for financial services, and the shifting landscape of crypto regulation. Join Vicky and Rachel as they unpack these developments and offer insights into compliance challenges and opportunities.

FCA Simplifies Rules and Enhances Compliance Tools

This episode examines the FCA's latest regulatory updates, including proposals to simplify capital rules under MIFIDPRU 3 and the My FCA platform to streamline compliance management. We also discuss reporting requirement updates and innovations in listing regimes, highlighting what these changes mean for firms and market participants.

FCA Updates: Simplification, Consumer Impact, and Enforcement Trends

This episode covers the FCA's latest moves, from proposals like CP25/8 to cut redundant reporting and CP25/9 to simplify consumer disclosures, to tough enforcement actions against firms like NatWest and Santander for AML violations. We examine the regulator's goals for reducing red tape, improving consumer understanding, and strengthening industry compliance in an evolving financial landscape.

FCA's Vision for 2025

This episode covers the FCA's strategic priorities for 2025/26, focusing on smarter regulation, consumer empowerment, responsible AI adoption, and tackling financial crime. Discover how innovations like the My FCA portal and mandatory identity verification at Companies House aim to simplify compliance and strengthen industry integrity. We also discuss the FCA's goals for positioning the UK as a global hub for sustainable finance.

Children's Data Protection, Changes to FSCS and Addressing Market Volatility

This episode examines key compliance topics in financial services, including protecting children's data rights, preparing for changes to FSCS deposit limits, and addressing challenges posed by market volatility and complaints. We discuss strategies for firms to enhance transparency, accountability, and proactive compliance management. Stay informed with actionable insights on navigating the evolving regulatory environment.

UK Financial Reforms and Regulatory Updates 2025-2030

This episode discusses the Spring Budget highlights, including ISA simplification and non-domiciled taxation reforms aimed at boosting UK competitiveness. We also cover the FCA's Consumer Duty updates and strategic goals for 2025-2030, along with HMRC’s digital compliance initiatives and challenges that advisors and SMEs face with fiscal drag and R&D tax relief consultations.

FCA Compliance Insights and Governance Trends

In this episode, Vicky and Rachel discuss aligning with the FCA's Consumer Duty, including actionable advice for competency benchmarks and fiduciary duties. They spotlight the Crispin Odey case on non-financial misconduct and its ethical implications, alongside the FCA's focus on policy transparency in the insurance market. Key questions and recent reports inform proactive strategies for compliance teams.

FCA Approvals, Liquidity Risks, and Policy Shifts

This episode covers the FCA's latest updates, including competency interviews, SMF application changes, and the retraction of the "name and shame" policy. The B-Compliant team shares insights on governance issues, liquidity risk management, and strategies for staying ahead in compliance. We also explore the regulatory transitions affecting businesses and their preparation challenges.

Welcome to the B-Compliant AI Podcast

Regulatory compliance is fast-moving, ever-changing, and, let’s face it—sometimes overwhelming. That’s why we’re trying something new. We know our clients need to stay ahead of the latest regulatory developments, but we also know you’re busy. So, we’re trialling an AI-powered podcast designed to deliver bite-sized updates straight to your ears. Every episode will be packed with the latest industry news, compliance updates, and insights that matter to you. And while we might not be sitting behind the mic ourselves, this podcast will still sound familiar. That’s because we’re harnessing AI technology to replicate our voices—ensuring you get the same trusted expertise you’re used to, but in a way that fits seamlessly into your day. Your hosts (virtually, at least!) are Vicky Pearce, Director and Founder of B-Compliant, and Rachel MacRae, Senior Consultant. We’ll be releasing regular updates over the next few months, and we’d love to hear your feedback. So, whether you’re listening on your commute, grabbing a coffee, or between client meetings, let’s dive into the latest in compliance.