This episode breaks down the latest FCA fee consultation, highlights ongoing regulatory data challenges, and discusses a recent insider dealing criminal case. Vicky and Rachel unpack key changes and share actionable takeaways, including new support for AI governance.
Episodes (39)
This episode delves into the FCA's refreshed policy on statutory investigations, the PRA's new deposit protection limit, and the latest on AI compliance in finance. Vicky and Rachel break down key regulatory changes, practical responses, and how innovation can be managed securely.
This episode explores the FCA’s latest findings on firms’ risk controls, new directions for the UK mortgage market, and the regulator’s fresh partnership with Singapore to spark fintech and AI innovation. Vicky and Rachel unpack key examples and bring compliance to life with real stories and practical analysis.
This episode unpacks the Chancellor's tough pre-Budget speech and what it means for advisers, explores a recent case that highlights the risks of unfulfilled advice agreements, and dives into the ongoing push for greater financial inclusion and capability. Listen as Vicky and Rachel break down key regulatory updates with real-world examples.
This week, we discuss the FCA’s latest review on consolidation risks in wealth management, the first data protection prosecution under the DPA 2018, and new oversight for ESG ratings providers. Join Vicky and Rachel as they unpack key compliance themes and practical lessons for financial firms.
In this episode, Vicky Pearce and Rachel MacRae break down crucial findings from the newest FCA reviews. We spotlight gaps in client categorisation and AML frameworks, tackle changes in supervision for professional services, and discuss recent enforcement actions. Clear examples and practical tips bring regulatory challenges to life.
This episode unpacks the FCA's latest efforts to simplify capital rules, explores the path to fund tokenisation, and examines major takeaways from recent high-profile regulatory actions on data breaches and conflict of interest. We draw on real-world examples and guidance to help firms stay compliant in a rapidly evolving regulatory environment.
This episode puts the spotlight on the FCA’s transfer of MiFID rules, industry-wide claims management reforms, and the UK's upcoming move to T+1 settlement. Vicky and Rachel discuss what each change means for compliance, and how financial advisers can prepare for new operational and client-service realities.
This episode unpacks the FCA’s latest initiatives on Consumer Duty for wholesale firms, explores a real-world cyber crime approach targeting the BBC, and highlights the most relevant updates from FCA Handbook Notice 133. Stay sharp with actionable insights for compliance professionals.
This episode covers the FCA’s latest consultation on targeted support, updates on cancellation rights related to pensions, and a recent data protection breach case linked to financial fraud. Vicky and Rachel break down complex regulatory shifts and offer practical advice and real-world context for compliance professionals.
This episode dives into the FCA’s latest protection market study, unpacks ongoing issues around LISA penalties, and highlights lessons from legacy pension complaints. Vicky Pearce and Rachel MacRae break down what advisers need to know now to stay compliant and protect their clients’ interests.
This episode breaks down the FCA's new Handbook website, essential tips for smooth authorisation applications, and details from the latest quarterly consultation on reporting requirements. Vicky Pearce and Rachel MacRae guide listeners through practical updates, drawing on real-world experience in compliance.
This episode explores real-life financial failures affecting high-net-worth individuals, examines evolving scam threats, and offers guidance on regulatory preparedness ahead of the Autumn Budget. Vicky and Rachel use industry case studies and the latest compliance updates to help ensure your firm and clients stay protected.
In this episode, we break down the threat of FCA lookalike scams, key updates to regulatory reporting requirements, and latest FCA findings on pension transfer servicing standards. Tune in for actionable tips and real-world examples that can help protect your firm and improve customer outcomes.
This week, Vicky and Rachel dive into some concise but vital regulatory updates, from the FCA’s exploration of synthetic data to the growing impact of SuperSARs, current budget speculations, and crucial reminders for firms meeting compliance deadlines. Even in a quieter week for news, the topics on the table are essential for any firm’s compliance strategy.
This episode delves into the FCA’s latest findings on pension transfers, the Financial Ombudsman’s proposed case fee reforms, and new trends in whistleblowing. Vicky and Rachel break down the highlights and discuss practical strategies for compliance professionals.
This episode unpacks the FCA's move towards proactive redress in motor finance, rigorous oversight of off-channel communications, and new allowances for retail access to crypto ETNs. Vicky and Rachel break down the latest developments, offering clear insights and practical examples for compliance professionals.
This episode explores the FCA’s latest findings on digital customer journeys, data quality, and the non-negotiable importance of truthful regulator communication. Vicky and Rachel break down what it takes to stay compliant and deliver great outcomes for customers, supported by actionable insights and real-world examples.
Vicky and Rachel break down the latest UK regulatory changes impacting pensions and inheritance tax, mortgage contract transparency, and the evolving landscape of data sharing and cyber resilience. Get practical insights, real-world examples, and tips to protect your clients and firm amid shifting compliance demands.
This episode unpacks the FCA’s major consultation papers on SM&CR and redress reforms, plus new measures to speed up authorisations. Vicky and Rachel also discuss recent enforcement actions, including the Barclays fines for AML failures.
Explore the FCA’s latest guidance on PEPs, updates to mortgage lending rules, and how technology is shaping financial crime prevention. Vicky and Rachel break down key regulatory shifts, real-life case studies, and what it all means for compliance teams. Stay ahead with practical insights from the B-Compliant Podcast.
This episode dives into the FCA’s new proposals for targeted support and conduct rules, examining what they mean for financial firms and consumers. Vicky and Rachel unpack regulatory changes, compliance deadlines, and the evolving landscape of advice and accountability in UK financial services.
This episode dives into the FCA's latest proposals for mortgage regulation reform, exploring flexible lending criteria, later-life borrowing, and the impact of climate change on the mortgage market. Vicky and Rachel unpack key discussion points from DP25/2, with real-world examples and expert insights for advisers, lenders, and compliance professionals.
This episode dives into the FCA's recent insider trading conviction, discusses the most recent Bank of England's interest rate decision, and unpacks how the FCA's new strategic plan will shape the financial sector.
In this episode, we unpack the FCA’s review of retirement income advice, with a focus on client data, risk profiling, and sustainable withdrawal strategies. We also look at the new IAAT tool and what’s changing in the regulatory landscape.
This episode dives into the FCA's new data-led supervisory approach, stricter enforcement transparency, and the latest moves to tackle pension reforms and online scams. Vicky and Rachel break down what advice firms need to know, real risks from scam emails, and global efforts to curb illegal finfluencer activity.
This episode unpacks the FCA’s latest efforts in streamlining regulatory data, explores new cryptoasset consultation papers, and reviews looming pension scheme reforms.
Explore the FCA's major overhaul of complaints reporting, recent enforcement actions against Strowz Limited, and updates from the FSCS on levies and protection. Vicky and Rachel break down what these changes mean for firms and clients alike.
Explore the FCA's bold moves to simplify insurance rules, tackle cyber threats, and ease research payment regulations. Vicky and Rachel dive deep into these transformative changes impacting the financial world.
Explore the FCA's latest findings on smaller asset managers and understand the challenges in consumer risk management and market stability. Vicky Pearce and Rachel MacRae delve into high-risk investment promotions, the new FCA regulatory return, and a simplification of mortgage rules.
Explore the FCA's new AI Live Testing initiative, its implications for financial services, and the shifting landscape of crypto regulation. Join Vicky and Rachel as they unpack these developments and offer insights into compliance challenges and opportunities.
This episode examines the FCA's latest regulatory updates, including proposals to simplify capital rules under MIFIDPRU 3 and the My FCA platform to streamline compliance management. We also discuss reporting requirement updates and innovations in listing regimes, highlighting what these changes mean for firms and market participants.
This episode covers the FCA's latest moves, from proposals like CP25/8 to cut redundant reporting and CP25/9 to simplify consumer disclosures, to tough enforcement actions against firms like NatWest and Santander for AML violations. We examine the regulator's goals for reducing red tape, improving consumer understanding, and strengthening industry compliance in an evolving financial landscape.
This episode covers the FCA's strategic priorities for 2025/26, focusing on smarter regulation, consumer empowerment, responsible AI adoption, and tackling financial crime. Discover how innovations like the My FCA portal and mandatory identity verification at Companies House aim to simplify compliance and strengthen industry integrity. We also discuss the FCA's goals for positioning the UK as a global hub for sustainable finance.
This episode examines key compliance topics in financial services, including protecting children's data rights, preparing for changes to FSCS deposit limits, and addressing challenges posed by market volatility and complaints. We discuss strategies for firms to enhance transparency, accountability, and proactive compliance management. Stay informed with actionable insights on navigating the evolving regulatory environment.
This episode discusses the Spring Budget highlights, including ISA simplification and non-domiciled taxation reforms aimed at boosting UK competitiveness. We also cover the FCA's Consumer Duty updates and strategic goals for 2025-2030, along with HMRC’s digital compliance initiatives and challenges that advisors and SMEs face with fiscal drag and R&D tax relief consultations.
In this episode, Vicky and Rachel discuss aligning with the FCA's Consumer Duty, including actionable advice for competency benchmarks and fiduciary duties. They spotlight the Crispin Odey case on non-financial misconduct and its ethical implications, alongside the FCA's focus on policy transparency in the insurance market. Key questions and recent reports inform proactive strategies for compliance teams.
This episode covers the FCA's latest updates, including competency interviews, SMF application changes, and the retraction of the "name and shame" policy. The B-Compliant team shares insights on governance issues, liquidity risk management, and strategies for staying ahead in compliance. We also explore the regulatory transitions affecting businesses and their preparation challenges.
Regulatory compliance is fast-moving, ever-changing, and, let’s face it—sometimes overwhelming. That’s why we’re trying something new. We know our clients need to stay ahead of the latest regulatory developments, but we also know you’re busy. So, we’re trialling an AI-powered podcast designed to deliver bite-sized updates straight to your ears. Every episode will be packed with the latest industry news, compliance updates, and insights that matter to you. And while we might not be sitting behind the mic ourselves, this podcast will still sound familiar. That’s because we’re harnessing AI technology to replicate our voices—ensuring you get the same trusted expertise you’re used to, but in a way that fits seamlessly into your day. Your hosts (virtually, at least!) are Vicky Pearce, Director and Founder of B-Compliant, and Rachel MacRae, Senior Consultant. We’ll be releasing regular updates over the next few months, and we’d love to hear your feedback. So, whether you’re listening on your commute, grabbing a coffee, or between client meetings, let’s dive into the latest in compliance.